This December, What If Your Gift Didn’t End with the Season? – Vanguard

You can feel it already.

The weather is lighter. The playlists are changing. There’s that familiar buzz in the air that only shows up once a year.

Detty December is almost here.

Soon, the invitations will start flying in. Group chats will wake up. Everyone will be planning how to end the year on a high note. As always, December will be full of spending, gifting, laughter, and celebration.

But there’s something worth pausing to think about.

Every year, we give gifts that make December beautiful, yet by January, most of them are gone. The clothes, the gadgets, the festive splurges fade as quickly as the season itself.

What if this year’s gift could do more?

What if it could last beyond the wrapping paper and grow into something meaningful for the future?

That’s where Credit Direct’s Gift A Yield comes in.

The Gift That Outlasts the Wrapping

Imagine giving someone a Christmas gift that doesn’t lose its value after the holidays. Instead, it quietly grows, month after month.

That moment when your friend realises their gift is not just another box under the tree, but something that keeps working for them, is a different kind of joy. One that doesn’t end on Christmas morning.

Whether it’s your parents, siblings, close friends, or that colleague who showed up for you all year, Gift A Yield turns a festive gesture into something thoughtful and lasting.

It’s a gift for people who understand that the best presents aren’t always loud. Some are patient. Some are intentional. And some keep giving long after the music fades.

Reclaiming the Spirit of Boxing Day

Long before it became known for discounts and leftovers, Boxing Day was about gratitude. A day to give back. A quiet thank you to those who made the year easier, brighter, or more meaningful.

Credit Direct’s Gift a Yield plan fits perfectly into that spirit.

Instead of something that disappears after December, you’re offering someone a head start into the new year. You’re turning kindness into something that stretches beyond the season and supports someone’s tomorrow.

That’s generosity with purpose.

How to Gift A Yield

Sending a Gift A Yield is simple. Both the sender and the recipient need to have a Yield account. If you don’t already have one, you can sign up easily at yield.creditdirect.ng.

Once logged in:

1. Click the dropdown on your dashboard and select Fixed Yield.
2. Tap Create Plan and choose For Someone Else.
3. Enter the recipient’s BVN-registered phone number.
4. Name the plan, set the duration, and enter your amount (minimum ₦50,000).
5. Add a short Christmas message.
6. Proceed to pay and fund the plan.

Just like that, you’ve gifted someone something that starts earning immediately.

Because the Best Gifts Don’t Expire

The decorations will come down. The fireworks will stop. Even the songs will eventually leave our playlists.

But some gifts don’t end with December.

Gift A Yield is a reminder that the season of giving doesn’t have to be short-lived. It can create joy that lasts, value that grows, and memories that mean more with time.

So this Christmas, give a gift that goes beyond the moment.
Some gifts sparkle under the tree.
Others grow quietly in someone’s future.

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